First Coast Financial

Strengthening Communities

First Coast Financial has helped thousands of families purchase their homes and refinance their mortgages, allowing them to realize the American dream of homeownership. Located in Newport Beach, CA, we are proud to serve communities throughout the California region.

We offer a wide selection of financial products, giving you the leverage and flexibility needed to meet your homeownership and financial goals. Whether you need an FHA loan, fixed-rate mortgage, or a jumbo loan, we are here to help you through the financing process. First-time homebuyers, investors and current homeowners looking for a better mortgage can count on us to be their trusted friend in the industry.

Chris Tsamoudakis, Founder of First Coast Financial, has over 18 years of industry experience in real estate and financial services. His business success combined with his experience working with borrowers, realtors, attorneys, title companies, and other financial stakeholders, gives him insight into the real estate and financial markets.

We are ready to help you get the loan you need to enter or enhance your position in the real estate market. For additional information on our loan options and company, please contact us.

Get What You Want

First Coast Financial is committed to providing you superior service, exceeding your expectations.

Quick Turnaround

As a privately held company, we are free to focus solely on the needs of our clients and to move quickly.

How Do You Want It?

We never settle for one bank's product line, why should you? By working with the top banks in the country, we put you back in the driver’s seat.

Coverage Areas

First Coast Financial lends in most cities in California subject to certain property and location restrictions. See your loan officer for more details

  • Aliso Viejo
  • Anaheim
  • Anaheim Hills
  • Arcadia
  • Brea
  • Buena Park
  • Camarillo
  • Canyon Country
  • Canyon Lake
  • Carlsbad
  • Carson
  • Cathedral City
  • Chino
  • Corona
  • Corona Del Mar
  • Costa Mesa
  • Coto De Caza
  • Culver City
  • Cypress
  • Dana Point
  • Diamond Bar
  • Downey
  • Dublin
  • El Segundo
  • Encinitas
  • Escondido
  • Fountain Valley
  • Fullerton
  • Garden Grove
  • Glendora
  • Hemet
  • Henderson
  • Hesperia
  • Huntington Beach
  • Inglewood
  • Irvine
  • La Habra
  • La Verne
  • Laguna Beach
  • Laguna Hills
  • Laguna Niguel
  • Laguna Woods
  • Lake Arrowhead
  • Lake Forest
  • Lakewood
  • Las Vegas
  • Long Beach
  • Loomis
  • Los Alamitos
  • Mammoth Lakes
  • Mission Viejo
  • Mountain View
  • Murrieta
  • Newcastle
  • Newhall
  • Newport Beach
  • Newport Coast
  • Norco
  • Northridge
  • Norwalk
  • Oceanside
  • Ojai
  • Orange
  • Palos Verde
  • Pasadena
  • Perris
  • Placentia
  • Playa Del Rey
  • Pottstown
  • Rancho Mirage
  • Rancho Santa Margarita
  • Reseda
  • Riverside
  • Rolling Hills Estates
  • San Diego
  • San Jacinto
  • San Jose
  • San Juan Capistrano
  • San Marcos
  • San Pedro
  • Santa Ana
  • Scottsdale
  • Seal Beach
  • Sherman Oaks
  • Signal Hill
  • South El Monte
  • Stanton
  • Torrance
  • Trabuco Canyon
  • Tustin
  • Venice
  • Villa Park
  • West Covina
  • Westminster
  • Whittier
  • Yorba Linda


I had a hard time getting loan for a property I wanted to purchase for my parents. After trying two other agents, I was introduced to chris Tsamoudakis. My brother recommended him after succeeding in getting a loan with him for his new house. After a few phone calls, it became clear to me that he is the guy who can get the job done. He was professional, honest and very creative in trying non-conventional ways to help me and my brother.

Peymon Gazi

We were slowly searching while saving for a down payment for almost 2 years. We contacted Chris Tsamoudakis in the beginning and he helped us construct a budget plan and provided us with advice on how to quickly fix some of our credit issues prior to applying for the loan. Once we were ready to buy and found the house we wanted, Chris Tsamoudakis walked us through every step, and responded to all of our calls and texts very quickly making the whole process extremely smooth. I’ve heard going through this process can be a nightmare, but we submitted all of the documents he requested, and then received approval on the loan and closed escrow. It was a fairly stress-free process. There was not any last minute scrambling to find and submit documents, and that is due to Chris’ knowledge and expertise in this field. He is very friendly and personable, and I would highly recommend him.

Brian and Elizabeth Evans


Chris Tsamoudakisreally went the extra mile: he worked with me on spreadsheets to understand our financing needs, answered my detailed questions, and gave us sound advice through each phase of our home purchase. I’d recommend, and will recommend, Chris Tsamoudakis without hesitation to friends and family.

-Bill and Susan P

I was very leery of the whole financial side of purchasing my condo. Mr. Tsamoudakis made the whole process incredibly easy. His effectiveness, attention to detail, and willingness to listen and communicate made me incredibly comfortable. When I purchase another property, he will be the one I deal with. Great guy!

-Dale V

I have worked with Chris Tsamoudakis for the past four years. He is knowledgeable, professional and has a passion for what he does. I have referred numerous family members and close personal friends to him, and they have felt the same way. Chris Tsamoudakis was a catalyst in securing our first home and has been wonderful to our family. We have refinanced with him twice and are working on the purchase of a new home with him now.

-Allison and Damien Bergeron

Chris Tsamoudakis was a great broker to deal with. He was able to provide us an extremely competitive rate and lender fees for the time and made our entire loan process as seem less as possible. A+

-Clay Roberts

My wife and I have now gone through Chris Tsamoudakis for our first home loan and more recently our refi for a lower rate. chris Tsamoudakis is extremely knowledgeable and takes the time to explain everything in great detail. For someone getting their first home loan, there is a ton of paperwork and terms that can be intimidating. Chris Tsamoudakis did an excellent job of making sure we understood what we were getting and was there every step of the way. His many years of experience allowed him to consistently get us the most competitive rates from quality lenders. He works FOR his clients and is always available if you need anything. I would highly recommend Chris Tsamoudakis to anyone!

-Ryan and Katie Dunlop