We Will Help You to Understand the Most Popular Loan Options on This Page. Check Out Some of Our Most Popular Loan Options 30 Year Fixed Rate Mortgage The 30 years fixed-rate mortgage is one of the most popular and secure home loan options available, especially if you want your monthly payments to be low and never change. 15 Year Fixed Rate Mortgage If you’re looking to save thousands in interest expense and you want to own your home quicker versus a 30-year fixed-rate mortgage, a 15-year fixed-rate mortgage could be good for you. Plus, your payment and interest rate will never change during the term of this mortgage. Adjustable Rate Mortgage (ARM) Take advantage of the lowest rate available with an adjustable-rate mortgage! It’s a great loan option if rates are on the decline or you’re staying in your home for a short time. FHA Loan Offering loan flexibility and rate security if you want it, an FHA loan is an easy way to get a new home loan. Downpayments can be as low as 3.5%. VA Loan With relaxed credit standards and low down payment options, the VA loan is geared specifically to help veterans and military personnel get a mortgage and own a home. Jumbo Loan If your home loan amount exceeds the current conforming loan limit (in most cases $417,000), a Jumbo loan is likely a good choice for you. Jumbo loans can be of a fixed or adjustable variety. Interest Only Mortgage An interest-only mortgage is great if you are interested in the lowest possible monthly payment for an initial period of time.